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productcfo

Finance is a product. Don't just ship reports.

Building finance at a startup or tech company? This site is for you.

Latest

The site has not yet shipped its first essay.

When the first piece publishes on Substack, it lands here. Preview the publication →

Calculators

What I built to make finance decisions sharper. Open-source models, Excel you can fork, methodology PDFs that show the work.

AI margin decomposer

What looks variable in COGS is mostly fixed in production. The decomposer separates the layers.
Coming soon

Capital allocation engine

Sequence the menu of capital uses on the desk against a hurdle rate and committed capital.
Coming soon

Tier LTV/CAC stress test

Stress test tier-level unit economics against realistic churn and mix shifts.
Coming soon

Who's behind this

Suraj Jain. CFO at a tech company, with prior stops in corp dev, product, and restructuring. The argument of the site is that finance compounds when you build it like a product.

Read more about Suraj

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